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Click here A recent survey, however, found that over 80 of cardholders filed a chargeback simply because they didnt have time to request a refund from the merchant.Each time a consumer files a chargeback, the merchant is hit with a fee (this can range from 20 to 100 per transaction).And of course, the goal is to resolve the issue without the banks getting involved at all.Not only does chargeback representment ensure the business retains more profits, it also helps educate consumers about what isn't-and what is-a chargeback and when it should correctly be used.The issuer investigates and takes action.

Parties in the, chargeback, process The Customer. 2019!